Collision, Upset and Glass Breakage

• This covers your vehicle up to the limits stated on your policy for damages resulting from collision, upsets (turning over), and glass breakage. The deductibles are 2% of the loss, minimum $400 for cars and pick-ups up to 1/2 ton and $800 for larger vehicles like vans, motorhomes, pick-up/campers combinations, trailers, and trucks over 1/2 ton. The deductible is applied on a per accident and per vehicle basis to the units insured.

• A boat and trailer is considered one unit and the vehicle is considered another unit. Deductibles will apply to both.

• This coverage protects your vehicle up to the limits stated on your policy for fire, lighting explosion, total theft, strikes, popular uprising, and meteorological phenomena such as windstorms, cyclones, hurricanes, earthquakes and floods. Deductible for a total theft is 5% of the loss, minimum of $1000. Deductible for a fire, lighting, and explosion is 5% of the loss, minimum of $1000.

  Fire and Theft

• This protects you against losses resulting in damage that your vehicle might cause property owned by others, provided you are legally liable.

  Property Damage

• This covers your legal liability for injuries or death to a third party resulting from the use of your vehicle. (NOTE: occupants of your vehicle are not covered under this risk).

  Civil Liability

• This covers you to the limits stated on your policy for the occupants of your vehicle in case of collision, upset, or fire.

  Medical Payments
• This covers you to the limits stated on your policy for the occupants of your vehicle in case of collision, upset, or fire.

Border Insurance Services, Inc. is licensed as Fire and Casualty Broker-Agent Surplus Lines Broker by the State of California.

This contains only a brief description of the coverages afforded. The exact provisions governing the insurance contract are contained in the policy contract and should be read carefully.