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Border Mexican Insurance Services


Getting Car Insurance in Mexico: What You Need to Know

If you’re planning to travel to Mexico by car, you need to know that American car insurance policies are not valid south of the border. Instead, you’ll have to buy a Mexican car insurance policy. This is especially important because not all Mexican states require car insurance, for either Mexican or American drivers. If you’re in an accident with an uninsured Mexican driver, you could be stuck with the bill even if the accident wasn’t your fault.

In order to prepare yourself for safe driving in Mexico, you’ll need to obtain insurance from a provider authorized to sell Mexican car insurance policies. In order to equip yourself with car insurance for Mexico, you’ll need a copy of your vehicle registration, as well as information about the make, model, and year of your car, your license plate number, your driver’s license number, and your VIN.

You’ll also need to provide information about any drivers under age 21 who will be driving the vehicle, whether you’ll be towing anything, and any leasing information applicable to the vehicle. You’ll need to provide information about the dates of your visit to Mexico, the purpose of your visit, and the addresses where you plan to stay and travel.

In order to bring a borrowed, leased, or financed vehicle into Mexico, you may need permission from the lien holder, leasing company, or owner. To drive a rental car in Mexico, you’ll also need appropriate liability insurance provided by either the rental agency or another carrier. While some car rental agencies in Mexico offer liability insurance at the counter, others do not, and you may be responsible for obtaining Mexican car insurance somewhere else.

At the minimum, you’ll need liability insurance to safely and legally drive in Mexico. Liability insurance will cover damages to another party’s car as well as medical expenses for the other party and his or her passengers if you cause an accident and are found at fault. It will not cover damages to your car if you cause an accident. However, you can buy comprehensive and collision coverage to increase your protection.

Don’t travel in Mexico by car without first making sure you have the proper insurance protection. Go to today, buy your Mexican car insurance policy, and enjoy your trip!

Border Mexican Insurance Services, Inc. is a California Corporation established in 1987, based in San Diego, specialized in Personal Lines insurance in MEXICO, focused at resolving the insurance needs of tourists traveling into the country, commonly known as Mexico Car Insurance, either for pleasure or business purposes.

We are a Surplus Line Licensed insurance broker, which authorizes us to do business directly with companies who supply auto insurance in Mexico.

We only work with Insurance Companies with Financial Strength and International Expertise specialized in all Personal Lines Products and Services.

These products are offered at competitive prices, and are backed by unmatched personal and friendly services offered by bilingual personnel.

For more information about auto insurance in Mexico please contact us today!


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